About

Bachelor of Commerce (B.Com) in Banking & Insurance is a three-year undergraduate degree designed to provide comprehensive knowledge of banking operations, financial systems, insurance markets, and risk management strategies. The course blends theoretical foundations with real-world practices in finance and insurance sectors.

Students learn about the regulatory environment, credit management, banking laws, risk analysis, insurance underwriting, financial markets, and customer relationship management. Practical training through internships, case studies, and financial simulations prepare students for competitive roles in leading banks, insurance companies, and financial institutions.

Core Subjects Include:

• Principles and Practices of Banking
• Insurance and Risk Management
• Financial Accounting
• Business Law
• Financial Services and Regulations
• International Banking and Finance
• Corporate and Retail Banking
• Insurance Products and Services
• Risk Assessment and Underwriting
• Financial Management
• Investment Banking
• Auditing and Taxation
• Business Communication and Ethics

Students may also engage in internships, industry visits, and projects for practical exposure.

🎓 Eligibility Criteria

• Successful completion of 10+2 or equivalent examination from a recognized board, preferably with Commerce or Mathematics background.
• Minimum 45%–50% aggregate marks (requirements may vary across institutions).
• Basic knowledge of finance, economics, and business practices is advantageous.

Carrier Scope

Graduates of B.Com in Banking & Insurance can pursue diverse careers in finance, banking, and insurance industries, such as:

• Banking Officer (Public/Private Sector Banks)
• Insurance Advisor / Consultant
• Credit Analyst
• Loan Officer
• Risk Manager
• Financial Planner / Wealth Manager
• Underwriter (Insurance Sector)
• Claims Adjuster / Claims Examiner
• Investment Analyst
• Operations Manager (Banking and Insurance Firms)
• Customer Relationship Manager
• Compliance Officer

Students can further enhance their prospects with certifications like Certified Financial Planner (CFP), Insurance Regulatory Certifications (IRDAI Licenses), or pursue MBA in Banking and Finance for higher leadership roles.

Admission Process